Tracey Goranson's "Hair It Is!" is the longest-living commercial business on Cromwell's Main Street. Tracey offers haircuts, perms, color, eyebrow waxing and a tanning booth to men, women and children of all ages. She's built a loyal clientele of locals and cabin people.

It's a wonderful career for Tracey, who loves working a mile from home and being her own boss. Once "stay at home" restrictions began, the Minnesota Board of Cosmetology sent Tracey updates, including the notice to close completely. A one-woman show, Tracey closed her shop and applied for unemployment.

"It's not simple,"...