MinnesotaCare relief continues through 2025

Approximately 90,000 Minnesotans will continue to save money on MinnesotaCare premiums through the end of 2025, thanks to the federal Inflation Reduction Act signed last month by President Biden.

As part of the landmark law, MinnesotaCare premiums will remain at reduced levels for an additional three years, helping workers and families maintain their access to affordable health care. MinnesotaCare covers people who earn too much to qualify for Medicaid but not enough to purchase other health insurance.

Until January 2026, people with incomes under 160 percent of the federal poverty level will not have to pay premiums for MinnesotaCare. People whose incomes fall between 160 percent and 200 percent of the federal poverty level will pay reduced premiums. The lower premiums began in 2021 and had been set to end in January 2023, until the new federal legislation became law.

MinnesotaCare is designed to offer affordable premiums and lower out-of-pocket costs for coverage that is typically broader than insurance options available on the individual market. The program includes dental, vision and comprehensive behavioral health services.

Minnesotans can apply for MinnesotaCare online through MNsure, with the help of a navigator, or by working with their county. Enrollment is available year-round. Visit the DHS website at mn.gov/dhs/health-care-coverage to learn about application options and find help available in several languages.